Dental Plan: Coverage, Benefits, and How to Choose

A Dental Plan protects your oral health through preventive services and treatment coverage. It is a cost-effective alternative in the face of rising specialized dental care expenses.

This guide helps you understand coverage, exclusions, and how to choose a plan that fits your budget and needs.

What Does a Dental Plan Cover?

• Cleanings and prophylaxis
• Fluoride applications
• Restorations (fillings)
• Simple extractions
• Basic X-rays
• Root canal treatments (depending on plan)
• Crowns and prosthetics (in higher-tier plans)
• Orthodontics (optional, premium plans)

Types of Dental Plans

Basic Preventive Plan

Covers cleanings, check-ups, and X-rays. Ideal for routine care.

Comprehensive Plan

Includes restorations, root canals, and extractions.

Premium Plan

Includes crowns, prosthetics, and partial or full orthodontics.

What to Review Before Purchasing

• Network of dentists and clinics
• Waiting periods and coverage start dates
• Emergency dental coverage
• Treatment limits
• Reimbursement vs. direct provider access

Suggested interlink: Explore our Personal Insurance solutions.

Estimated Costs

Basic plan: from $1,200–$3,000 MXN/year
Comprehensive plan: from $3,500–$8,000 MXN/year
Premium plan: from $9,000 MXN/year and up (depending on coverage)

AURA Recommendation

Choose a plan that combines broad preventive coverage with access to specialists. For families, a family dental plan with a wide provider network is usually more cost-effective.