WarehouseSafe™: Total Protection for Warehouses and Distribution Centers (2026 Guide)
Warehouses and distribution centers operate under constant pressure: high cargo volume, intensive handling operations, forklift activity, sensitive inventories, and exposure to risks that can bring an entire operation to a halt.
WarehouseSafe™ was created to protect these critical environments.
What Is WarehouseSafe™?
WarehouseSafe™ is a specialized insurance solution for:
- Logistics warehouses
• Distribution centers (DCs)
• E-commerce hubs
• High-turnover warehouses
It protects both physical infrastructure and goods in custody, as well as daily operations.
What Does WarehouseSafe™ Cover?
Main Coverages
• Fire
• Robbery with violence
• Hydrometeorological events (rain, flooding, strong winds)
• Forklift damage
• Structural damage
• Inventory and handling losses
• Accidental water damage
Additional Coverages
• Liability for goods in custody
• Equipment and machinery
• Loss of merchandise during inspections
• Damage during internal movements
Main Warehouse Risks
• Rack collapses
• Forklift accidents
• Inventory errors
• Cargo overloading
• Internal and external theft
• Water intrusion due to structural failures
• Natural disaster damage
Without a specialized program, these risks can generate multimillion-dollar losses.
Who Needs WarehouseSafe™?
• Logistics operators
• E-commerce and retail companies
• Importers and exporters
• Businesses with large or sensitive inventories
• Regional distribution centers
• Manufacturing and maquiladora facilities
Contracting Models
1. Per-Warehouse Coverage
For small or standalone facilities.
2. Multi-Site Integrated Program
For companies with multiple distribution locations.
3. Goods-in-Custody Coverage
For 3PL operators handling third-party merchandise.
How Much Does WarehouseSafe™ Cost?
Depends on:
- Warehouse size
• Type of goods
• Turnover level
• Total inventory value
• Security measures
General example:
- 5,000 m² warehouse with inventory: from 0.15% – 0.45% of annual insured value.
Key Advantages of WarehouseSafe™
• Protection against risks not covered by standard commercial insurance
• Coverage for human error and handling operations
• Forklift damage protection
• Liability for goods in custody (essential for 3PLs)
• Scalable program based on volume
Explore our complete Specialized Logistics Insurance solutions.
AURA Recommendation
WarehouseSafe™ is ideal for companies with high inventory levels or fast turnover that require protection specifically designed for logistics operations.