TerminalProtect™: Comprehensive Protection for Port Operations (2026 Guide)
Maritime and port terminals handle critical operations involving heavy machinery, specialized infrastructure, containers, hazardous cargo, and complex handling procedures. A single error or unexpected event can bring the entire operation to a halt.
TerminalProtect™ was designed to protect these environments by providing complete and specialized coverage.
What Is TerminalProtect™?
TerminalProtect™ is a specialized insurance program designed to protect:
- Port infrastructure
• Equipment and machinery
• Operational handling activities
• Third-party damage
• Losses during inspections
• Cargo located in high-risk port areas
It is an insurance solution built for 24/7 operations.
What Does TerminalProtect™ Cover?
Main Coverages
• Damage to infrastructure (piers, yards, warehouses)
• Damage to machinery (cranes, forklifts, reach stackers)
• Handling and maneuvering damage
• Third-party damage (liability)
• Damage to cargo during inspections
• Risks arising from special operations
Additional Coverages (as needed)
• Hazardous cargo
• Refrigerated containers
• Night operations
• Theft in port areas
Main Risks in Port Terminals and Operations
• Equipment collapse
• Impact during handling
• Container drops
• Fires or explosions
• Damage to hazardous cargo
• Breakdowns of cranes and specialized machinery
• Damage to third parties or facilities
Who Needs TerminalProtect™?
• Maritime terminals
• Intermodal terminals
• Port yards
• Warehouses inside bonded or customs-controlled areas
• Stevedoring and handling companies
• Operators with specialized machinery
How Much Does TerminalProtect™ Cost?
Depends on:
- Infrastructure value
• Type of machinery
• Nature of operations
• Cargo-related risks
• Handling volume
Estimated range:
- 0.20% – 0.60% annually of the insured value.
Key Benefits of TerminalProtect™
• Full protection for port environments
• Coverage for specialized handling operations
• Customized programs based on risk level
• Support for hazardous cargo
• Operational continuity protection
AURA Recommendation
TerminalProtect™ is designed for companies that manage high-risk operations where precision and safety are essential to avoid multimillion-dollar losses.
